Frequently Asked Questions about Payday Dollars

Here are the answers to the most commonly asked questions about payday dollars.

What are payday dollars?

Payday dollars are another name for payday loans or payday advances. Basically, payday dollars are small, short-term loans that are secured against your next paycheck. These loans are meant to help you make ends meet between paychecks. Payday dollars are ideal for covering urgent expenses, such as utility bills, medical expenses, or emergency car repairs.

How do I request payday dollars?

You can sign up for free for payday dollars by filling out our short, online form. Our form will ask you for your contact, employment, and bank account information. The process is very brief and should only take you a couple minutes to complete. Once we receive your information, we will notify you within moments of our approval decision. If you're approved, a payday dollars representative will contact you via telephone to verify your information and complete the process.

When will I have my payday dollars?

If you sign up during our regular business hours, you could have your payday dollars in your account by the next business day. For most of our customers, this means you will have access to your funds the morning after you sign up.

How do I qualify for payday dollars?

Almost anyone with a job and a bank account can qualify for payday dollars. You will need to be a U.S. citizen, at least 18 years old, employed, earning at least $1,000 per month, and have a checking or savings account with a direct deposit feature.

Do I have to pass a financial history review for payday dollars?

No, we do not require a financial history review to qualify for payday dollars. Payday dollars are secured against your next paycheck, which makes a monetary check unnecessary.

How large will my payday dollars loan be?

The size of your payday dollars loan will depend primarily on your income. In general, we offer payday dollars loans of up to $1500. This is up to five times the maximum loans of our competitors. However, to prevent payday dollars abuse, please check out our how to avoid borrowing page.

When will my payday dollars loan be due?

You will usually repay your payday dollars on your next payday, but you should check your consumer loan agreement for the exact due date. When the loan comes due, we will automatically deduct the amount of the loan plus a finance charge from your checking or savings account.