How It Works

Learn more about how payday dollars work. We'll explain what they are, who qualifies, and how to sign up.

Payday Dollars Explained

Payday dollars are a form of payday loans or paycheck advances. They are relatively small, short-term loans that are secured against your next paycheck. Payday dollars are designed to give you just enough cash to cover your emergency expenses until your next payday. Payday dollars are a more accessible and convenient alternative to credit cards or other traditional loans. Unlike other loans, payday dollars do not require a financial history or lengthy approval process. Examine why payday dollars is best for you! Our approval decisions are quick, and our turnaround time is usually about 24 hours.

Qualifying for Payday Dollars

Our qualification requirements are simple and straightforward. Almost anyone with a job and a bank account can qualify for payday dollars. You will just need to meet the following basic requirements:

• You are at least 18 years of age
• You are a U.S. citizen
• You have a checking or savings account with a direct deposit feature
• You have a job or other source of regular income
• You make at least $1,000 per month

Requesting Payday Dollars

You can request payday dollars in a few easy steps:

1. Complete our free, online application. The first step to getting payday dollars is to fill out our short, online application. We will ask you for basic contact, employment, and bank account information.
2. Get an instantaneous approval decision. We will let you know within moments of receiving your information if you have been approved for payday dollars. If approved, one of our representatives will contact you via telephone to complete the process.
3. Funds are usually deposited into your account overnight. Your payday dollars will usually be deposited into your account that night, if you signed up during regular business hours.
4. Repayment is automatically deducted from your account on the loans' due date. When your payday dollars loan comes due, the amount loaned plus a finance charge will automatically be deducted from your account.